The Houses We Build and Sell
Habitat for Humanity of the Chesapeake rehabilitates vacant houses and builds new homes. All houses are sold with no-interest mortgages. The houses are built and renovated with help from homeowner candidates, volunteers, and professional contractors. Habitat homes are simple, decent homes, and are generally two or three bedroom rowhomes. All homes include a new refrigerator and stove, donated by Whirlpool. Because we primarily renovate existing houses, we cannot guarantee that a specific feature in one house will be available in all houses. All houses are built to be as energy efficient as possible.

The Benefits of Buying a Habitat of the Chesapeake House
You will pay no interest on your mortgage. This can save you thousands of dollars over the course of several years. Most mortgages are for 30 years and the mortgage payments generally range between $500 and $700 a month depending on affordablility for the family. We do not add profit to the homes we sell; they are sold at the same amount or for less then it costs us to build them. Habitat involves a lot of volunteer labor and donated materials in our houses to keep the cost down. Our houses are currently being sold for between $90,000 and $100,000.

Our new homeowners become a part of the Habitat of the Chesapeake family. We work to build a community by offering social functions, workshops on topics such as "Budgeting and Finance" and "Home Maintenance," and other events to Habitat homeowners. Although we can't fix your faucet for you if it breaks after you've purchased your home, we will be there to help you find someone who can.

How To Apply
At Habitat for Humanity of the Chesapeake, we want all prospective homebuyers to be fully informed at the beginning of the application process. Therefore, the first step in the process is to attend an orientation. At this hour-long information session, prospective applicants will learn about the details of the program, have the opportunity to ask questions, and learn about next steps.

To sign up for an orientation please call our homeownership line at 410-366-1250 ext 149.